Being Broke Isn't Cute, LLC

Let us help you make your money work as hard for you, as you do for it.

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Find the Right Budget for YOU! Priority-Based Budgeting

Last, but not least, we have Priority-Based budgeting.   It is similar to Value-Based budget, however, instead of using your personal values, expenses are ranked (most important to least important) and paid starting with the highest priority item first regardless of its cost.   Using this budget your most important financial concerns (whether expense, debt, savings, or investment) are taken care of first. Let us help you make your...

Find the Right Budget for YOU! Zero-Based Budgets

NO DOLLAR LEFT BEHIND!   Each dollar of income has a purpose and a place with a Zero-Based budget. All money is distributed for expenses or savings until the balance reaches "zero". So, if there are funds remaining after expenses, they have a place to be, either in savings, investing or set aside for a future event or payment. Let us help you make your money work as hard for you, as you do for it. . Connect with Me... Facebook - Email...

Happy New Year 2023!

. Happy New Year from BBIC, LLC!! Let us help you make your money work as hard for you, as you do for it. . Connect with Me... Facebook - Email - YouTube . For speaking, group or personal financial coaching inquiries, click here . Like what you see? Try Canva for free . . Disclaimer

I Can Do Hard Things

With all the talk about recession looming, people are getting weary. The past three to four years have been turbulent and we are all just trying to get back used to getting outside again. It can be difficult to maintain, let alone succeed, during this time, but let me encourage you… We Can Do Hard Things! I first heard this statement from a minister, and he heard it from his daughter-in-law who is an elementary teacher. Whenever her students...

Find the Right Budget for YOU! Value-Based Budgets

It is said, you can tell a lot about a person by looking at how they spend their money.   Value-based budgeting puts what is most important to you at the forefront of your financial planning whether that's a home, children, education or health. THEN all other expenses come second. . Let us help you make your money work as hard for you, as you do for it. . Connect with Me... Facebook - Email - YouTube . For speaking, group or personal...

Merry Christmas!!

. . 🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢🔴🟢 . MERRY CHRISTMAS TO YOU AND YOUR FAMILY!! Let us help you make your money work as hard for you, as you do for it. . Connect with Me... Facebook - Email - YouTube . For speaking, group or personal financial coaching inquiries, click here . Like what you see? Try Canva for free . . Disclaimer . ....

Find the Right Budget for YOU! Pay Yourself First Budget

I am a major fan of paying yourself FIRST.  You work hard for your money; it should not just funnel through you to creditors. Start your budget with YOU in mind. If 80/20 is too much of a stretch for you, start with 90/10, 95/5 or 98/2. Begin with a percentage or an amount you can be consistent with. If that is $5.00, so be it. Start where you are and move up from there. . Let us help you make your money work as hard for you, as you do for it....

Find the Right Budget for YOU! 50/30/20 Budget

There is a budget to meet every personality and financial situation.  You can make them as simple of complex as you desire. The important thing is to create one and USE IT! . Let us help you make your money work as hard for you, as you do for it. . Connect with Me... Facebook - Email - YouTube . For speaking, group or personal financial coaching inquiries, click here . Like what you see? Try Canva for free . . Disclaimer   Find the Right...

‘Tis the Season for Spending AND Saving

Yep, we are right in the middle of "spending season" and I am here saying reevaluate spending. Hmmm. Why, yes. Yes, I am. Think before you spend. Think about the How, Why and What of your spending habits. You may be amazed where you find savings. . Let us help you make your money work as hard for you, as you do for it. . Connect with Me... Facebook - Email - YouTube . For speaking, group or personal financial coaching inquiries, click here ....

Releasing Your Poverty Mindset

I woke this morning thinking about “The Jeffersons”. For the youngsters, The Jeffersons was a 70’s television basically about a black business owner and his wife making it big in the dry-cleaning business and moving from the “ghetto” into a nice apartment on the Upper East Side of New York City. It was a great show, funny and smart at the same time. So, what does that have to do with money? Well, a good friend of mine, just like George...

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