Find the Right Budget for YOU! Pay Yourself First Budget
I am a major fan of paying yourself FIRST. You work hard for your money; it should not just funnel through you to creditors. Start your budget with YOU in mind. If 80/20 is too much of a stretch for you, start with 90/10, 95/5 or 98/2. Begin with a percentage or an amount you can be consistent with. If that is $5.00, so be it. Start where you are and move up from there. . Let us help you make your money work as hard for you, as you do for it....